J&T Certified Home Inspectors
InterNACHI Certified · Florida State Licensed · Fully Insured
(904) 649-8735 · [email protected] · jtchi.com
SAMPLE REPORT
Report #JT-2026-0510-001

Property Information

Address:4821 Magnolia Creek Drive
City / State:Jacksonville, FL 32223
Property Type:Single Family Residential
Year Built:1998
Square Footage:2,240 sq ft
Stories:2
Foundation:Slab on Grade
Garage:Attached 2-Car
Roof Type:Asphalt Shingle

Inspection Details

Date:May 10, 2026
Time:9:00 AM – 12:15 PM
Weather:Sunny, 78°F
Inspector:J. Thompson, InterNACHI Certified
License:FL State License #HI12345
Client:Sample Client
Agent:Sample Realty Group

Inspection Summary

2
Safety Issues
3
Major Defects
5
Minor Defects
6
Maintenance
7
Good Condition

Safetys (2)

Safety Electrical
📷 Photo documented #001

Double-tapped breakers in main electrical panel

Multiple circuits are connected to a single breaker terminal in the main panel. This is a fire hazard and not permitted unless the breaker is rated for multiple conductors. Recommend evaluation and correction by a licensed electrician.

Photo documentation included in full report
Recommendation: Hire a licensed electrician to evaluate and correct. Estimated cost: $150–$400.
Safety Plumbing
📷 Photo documented #002

Water heater pressure relief valve discharges into wall cavity

The T&P (temperature and pressure) relief valve discharge pipe terminates inside the wall rather than to the exterior or a floor drain. If the valve activates, scalding water would discharge into the wall, creating a burn hazard and water damage risk.

Photo documentation included in full report
Recommendation: Reroute T&P discharge pipe to terminate within 6 inches of the floor or to the exterior. Estimated cost: $100–$250.

Major Defects (3)

Major Defect Roof
📷 Photo documented #003

Missing and damaged shingles on rear slope

Approximately 15–20 asphalt shingles are missing or cracked on the rear-facing slope. Exposed underlayment is visible in two locations. Active water intrusion risk during rain events. Roof is approximately 18 years old and approaching end of serviceable life.

Photo documentation included in full report
Recommendation: Obtain evaluation from a licensed roofing contractor. Repair or full replacement may be required. Estimated cost: $800–$12,000 depending on scope.
Major Defect HVAC
📷 Photo documented #004

Air handler evaporator coil showing signs of refrigerant leak

Oil staining observed around the evaporator coil connections, which is indicative of a refrigerant leak. System was operational at time of inspection but cooling performance may be reduced. Refrigerant leaks require licensed HVAC technician repair.

Photo documentation included in full report
Recommendation: Have a licensed HVAC technician evaluate, repair the leak, and recharge the system. Estimated cost: $300–$1,500.
Major Defect Foundation / Structure
📷 Photo documented #005

Stair-step cracking in exterior block wall — southeast corner

Stair-step cracking observed in the concrete block exterior wall at the southeast corner, consistent with differential settlement. Cracks measure approximately 1/4 inch in width at widest point. Interior drywall cracking in the same area is consistent with this movement.

Photo documentation included in full report
Recommendation: Recommend evaluation by a licensed structural engineer to determine cause and required remediation. Estimated cost for evaluation: $300–$600.

Minor Defects (5)

Minor Defect Plumbing
#006

Slow drain in master bathroom sink

The master bathroom sink drains slowly, indicating a partial blockage in the drain trap or branch line. No signs of leakage observed beneath the sink.

Recommendation: Clean drain trap. DIY or plumber. Estimated cost: $0–$150.
Minor Defect Windows & Doors
📷 Photo documented #007

Failed thermal seal on two bedroom windows

Fogging or condensation between panes observed on two double-pane windows in the secondary bedrooms, indicating failed thermal seals. This reduces insulating value but does not affect structural integrity.

Photo documentation included in full report
Recommendation: Replace affected window sashes or full windows. Estimated cost: $150–$400 per window.
Minor Defect Electrical
#008

Missing GFCI protection at kitchen countertop outlets

Two outlets within 6 feet of the kitchen sink are not GFCI-protected as required by current electrical code. While this may have been compliant at time of construction, upgrading is recommended for safety.

Recommendation: Install GFCI outlets or add GFCI breaker protection. Estimated cost: $100–$200.
Minor Defect Exterior
📷 Photo documented #009

Caulking failure at window and door perimeters

Caulking at multiple window and door frames on the south and west elevations is cracked, shrinking, or missing. This allows water infiltration and can lead to wood rot and interior moisture damage over time.

Photo documentation included in full report
Recommendation: Remove old caulk and apply new exterior-grade sealant. DIY or contractor. Estimated cost: $50–$300.
Minor Defect Interior
#010

Hairline drywall cracks at door corners — multiple locations

Hairline cracks observed at the upper corners of several interior door frames. These are typical stress cracks from normal settling and seasonal movement. No structural concern indicated.

Recommendation: Patch and repaint as desired. Estimated cost: $50–$200.

Maintenances (6)

Maintenance HVAC
#011

Air filter heavily soiled — requires immediate replacement

The furnace/air handler filter is heavily loaded with dust and debris, restricting airflow and reducing system efficiency. Recommend replacing filters every 1–3 months.

Recommendation: Replace filter immediately. Cost: $5–$30.
Maintenance Roof
#012

Gutters contain debris — cleaning required

Gutters on the north and east elevations contain leaves, pine needles, and debris. Clogged gutters can cause water overflow, fascia damage, and foundation moisture issues.

Recommendation: Clean gutters and flush downspouts. Estimated cost: $100–$250.
Maintenance Exterior
📷 Photo documented #013

Grading slopes toward foundation on west side

The ground on the west side of the home slopes slightly toward the foundation rather than away from it. This can direct surface water toward the foundation and contribute to moisture intrusion.

Photo documentation included in full report
Recommendation: Regrade soil to slope away from foundation at minimum 6 inches over 10 feet. Estimated cost: $200–$600.
Maintenance Plumbing
#014

Water heater approaching end of serviceable life

The water heater is 11 years old. Average serviceable life for a tank water heater is 8–12 years. No active leaks observed, but budgeting for replacement is recommended.

Recommendation: Budget for replacement within 1–2 years. Estimated cost: $800–$1,500 installed.
Maintenance Exterior
📷 Photo documented #015

Wood trim showing early signs of paint failure and weathering

Exterior wood trim on the south elevation shows peeling paint and early wood weathering. Prompt repainting will prevent wood rot and more costly repairs.

Photo documentation included in full report
Recommendation: Sand, prime, and repaint affected trim. Estimated cost: $300–$800.
Maintenance Attic
#016

Attic insulation below current recommended R-value

Attic insulation measures approximately R-19 to R-22. Current Florida Energy Code recommends R-38 minimum for this climate zone. Adding insulation will improve energy efficiency.

Recommendation: Add blown-in insulation to achieve R-38. Estimated cost: $800–$1,800.

Good Condition / Positive Findings (7)

Good Condition Foundation
#017

Slab foundation in good condition

No significant cracking, heaving, or moisture intrusion observed at the slab foundation. Appears structurally sound at time of inspection.

Recommendation: No action required. Monitor annually.
Good Condition Electrical
#018

Main electrical panel properly labeled and serviceable

The 200-amp main panel is properly labeled, free of corrosion, and all breakers are properly sized. No evidence of overheating or amateur wiring observed.

Recommendation: No action required.
Good Condition Plumbing
#019

Supply plumbing in good condition — CPVC throughout

Supply plumbing is CPVC throughout and in good condition. No active leaks, corrosion, or improper connections observed at accessible locations.

Recommendation: No action required.
Good Condition HVAC
#020

HVAC system operational — 4 years old

The Carrier split system (4 tons, installed 2022) was operational at time of inspection. Cooling and heating functions tested and performed within normal parameters. Ductwork in good condition.

Recommendation: Continue annual maintenance. No action required.
Good Condition Roof
#021

Roof flashing properly installed at penetrations

Flashing at all roof penetrations (plumbing vents, HVAC curb, chimney) appears properly installed and sealed with no visible gaps or lifting.

Recommendation: No action required.
Good Condition Garage
#022

Garage door openers functional with auto-reverse

Both garage door openers tested and functional. Auto-reverse safety feature operates correctly. Fire separation door between garage and living space is solid-core and self-closing.

Recommendation: No action required.
Good Condition Interior
#023

Smoke and CO detectors present and functional

Smoke detectors present in all required locations and tested functional. Carbon monoxide detector present near sleeping areas and functional.

Recommendation: Replace batteries annually. Replace units every 10 years.

Inspection Disclaimer & Limitations

This inspection report is a visual, non-invasive examination of the accessible areas of the property conducted in accordance with the InterNACHI Standards of Practice and applicable Florida state regulations. This report is not technically exhaustive and does not identify every defect or condition that may exist. Inspectors did not move furniture, lift flooring, open walls, or access areas that were locked, blocked, or unsafe. Concealed, latent, or intermittent defects may not be identified. This report does not constitute a warranty, guarantee, or insurance policy. A signed Inspection Agreement is required prior to each inspection. This report is prepared solely for the named client and J&T Certified Home Inspectors assumes no liability to any third party who relies on this report.

Questions? Call (904) 649-8735 or email [email protected]